How to Claim Your Motor Insurance: A Step-by-Step Guide By: Vijesh Nair Date:16/12/2025 Motor insurance is essential for protecting your vehicle from unexpected damage, accidents, and theft. However, when an unfortunate incident happens, knowing how to file a claim properly can save you time and ensure that you receive the full benefits of your policy. Here's a simple guide on what to do and what not to do when claiming your motor insurance. What to Do When Making a Motor Insurance Claim 1. Report the Incident Immediately For Accidents: As soon as an accident occurs, your first step should be to report it to the police (if required) and your insurance company. Most insurers require that the accident be reported within 24 hours, though this can vary. For Theft: If your vehicle is stolen, notify the police and your insurer immediately. A copy of the police report will be crucial for processing your claim. 2. Document the Scene Take clear photographs of the damage to your vehicle, the...
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